Soul ofBuilders

Founders
are builders

Our role is to ensure the builders we back always have the kind of support we wish we had when we were building ourselves. We embrace the journey alongside them, step by step, brick by brick.

The companies behind the Builders

IORQ

B2B Fintech

Building since

2025

Investment stage

Seed

Head quarters

São Paulo, Brazil

IORQ is a tech-driven private credit manager with around R$3 billion under management. It originates, structures and monitors credit with its own technology across three fronts: direct lending to companies, from working capital to receivables financing; asset-backed securities, through its own receivables funds (FIDCs); and white-label embedded finance for companies that want to offer credit to their own ecosystem.

Mid-sized Brazilian companies are poorly served by the large banks, and the ecosystems around them want to offer credit but lack the stack to do it: franchisors lending to franchisees, marketplaces to their buyers and sellers, delivery apps to restaurants and couriers, ERPs to their clients. IORQ brings the credit know-how, the funding and the technology, and connects borrowers directly to investors.

IORQ was launched in 2025 with the acquisition of Quatá Investimentos, a corporate credit manager with more than 18 years in the market.

Builders

  • Patrick Sigrist

    Co-founder

    Co-founder of iFood and of Nomad, and partner at Banco Neon. Studied at USP.

  • Beatriz Degani

    Co-founder

    Co-founder of Quatá Investimentos and of QI Tech. Previously at S&P Global; studied at FGV.

  • Marco Camhaji

    Co-founder

    Venture investor at Redpoint and SoftBank, and CFO of Movile. Master's in management from Stanford.

  • Luiz Carneiro

    Co-founder

    Engineer from ITA. CTO of Banco Ourinvest and co-founder of Adianta, after Embraer.

The best investors
are builders

We've been on the other side: building.

Soul of Builders. Heart of risk-takers. Hands of operators. Mind of investors

Investment philosophy

ONEVC is a seed-stage venture capital firm backing builders across Latin America. We've helped build companies ourselves and know firsthand the courage, ambition, and energy it takes to build something from scratch. That experience shapes how we invest and how we partner: our builders are the protagonists, and being invited along for their journey is a privilege we don't take lightly. Our job is to serve them and do whatever we can to make them succeed.